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The Definition of Disability

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Los Angeles Insurance Litigators

Having disability insurance is one thing. Having effective disability insurance is something else altogether. What is the difference? The definition of disability.

Many people think that there is a universal definition of disability. Unfortunately, when it comes to disability insurance policies, that is not the case. Different insurance companies define disability differently, and if your medical condition does not meet the definition of disability in your insurance policy, your claim will be denied.

Making It Clear That Your Medical Condition Is a Disability

At Donahue & Horrow, L.L.P., our lawyers can assist in making a claim. As part of this service, we will educate you about the definition of disability on your insurance policy. We will strive to make certain that your medical documentation makes it clear that your condition meets the insurance company's definition of a disability. Making certain that everything is presented correctly to the insurance company can prevent hurdles further down the line.

Has Your Claim Been Denied?

If you have been the victim of a denied disability insurance claim on the basis that you do not meet your insurance company's definition of disabled, our attorneys can help.

Because our law firm features former insurance defense attorneys, we understand the loopholes they will try to use to avoid having to pay your claim, and all of the other underhanded tactics they may employ. We know how to overcome their tactics and present a compelling case that you are disabled and your claim needs to be accepted. We are insurance litigators, willing to get aggressive when necessary in order to accomplish this goal.

Contact Us for a Free Initial Consultation

We will review your claim and educate you about your insurance policy's definition of disability free of charge. If your claim has been denied, your case will be handled on a contingency basis, which means you pay nothing and we receive nothing unless you win your case by way of settlement or verdict. Call us toll free at 866-959-4280 or e-mail us to schedule a consultation with our California insurance attorneys.

"Donahue and Horrow, LLP came to me highly recommended, and they did not disappoint. The attorneys of this firm are not just amazing at what they do; they are kind and compassionate people."

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