Although you may be allowed to choose a doctor for the IME, it will be from a list of doctors that The Hartford provides. The chance that you will know anything about their doctors is slim, but assuming the doctor is objective and qualified, remember that he/she can only make a recommendation based on the information they: (1) get from your records, (2) their understanding and knowledge about your particular type of illness or injury, and (3) what they see as most important. Here are tips on protecting yourself and why you may need a disability lawyer.
Allstate faces 50 lawsuits, representing thousands of claims, involving accident victims who were deceived into signing waivers forfeiting their rights to hire an attorney. This aggressive practice by Allstate saved the company untold millions of dollars, but it also meant that accident victims received millions less than they were entitled to receive.
Many of us don’t like to think about life insurance because it means we have to think about loss; however, life insurance is an important product for parents and spouses to consider purchasing in order to ensure that after their passing, their loved ones will be protected against sudden financial hardship.
People tend to trust their insurance company. When a claim is denied through CIGNA or any other insurance company, people often simply accept the denial and try to move on with their lives without the insurance benefits they need. You do not have to accept no for an answer. Insurance companies can make mistakes or even act in bad faith by denying your claim. By letting our lawyers review your case, you can find out for certain if you have been denied inappropriately. If you have, we can help you get the benefits you need.
If you have had an insurance claim denied, delayed or underpaid by MetLife, the lawyers at Donahue & Horrow, L.L.P., are here to resolve the dispute. More than 40 years of experience allows us to stand up for the rights of people in the Los Angeles area and throughout all of Northern and Southern California.
With roots that can be traced back to the early 1800s, Aetna has a long-standing reputation for providing insurance to people throughout the United States. Its insurance products include health insurance, disability insurance and life insurance. But buying an insurance policy is still no guarantee when you file a claim the company will honor the terms of the policy. Aetna, like all insurance companies, is a business and to make profits, claims adjustors seek ways to limit benefits payments, delay or underpay on claims, or deny a claim outright.
The reason you chose The Hartford may very well have been because of their longstanding reputation as a trustworthy insurance provider. If your claim has been denied, you may be tempted to trust that the insurance company has made the right decision. Insurance companies can make mistakes. Furthermore, it is possible that the insurance company is acting in bad faith by denying your claim. We encourage you to let our lawyers review your case. We may be able to help you get insurance benefits even after a denial.
Resolving insurance disputes means working with insurance companies of all types. In order to work successfully with insurance companies and, when necessary, against them, a lawyer must have an understanding of how these companies operate. At Donahue & Horrow, L.L.P., we have extensive knowledge of insurance companies because our law firm features former insurance defense lawyers.
With the Rock of Gibraltar as its logo, Prudential is an insurance brand that people have come to trust. If your claim has been denied, you may be tempted to trust and accept the decision. We want you to know that you do not have to. Mistakes can be made. Insurance companies can act in bad faith. You may have options that will allow you to get the benefits you need. Let us review your claim and determine what options are available to you.