Nothing Stops Donahue & Horrow LLP From Relentlessly Pursuing Justice – Doubling Down and Going All the Way to the 9th Circuit U.S. Court of Appeals to Win SUMMARY: THE JUDGE RULED PARTIALLY IN FAVOR OF OUR CLIENT AT THE TRIAL COURT
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What happens when, out of nowhere, you are suddenly unable to perform the duties of your occupation? You find yourself disabled from your profession, unable to pay your bills and provide for your family. Hopefully, if the unthinkable happens, you have two
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Client Awarded $30k in ERISA Long-term Disability Denial Claim Michael Horrow and the team at Donahue & Horrow recently won a second case on behalf of their client in his, seemingly never-ending, fight with a large insurance company for the long-term disability
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A dedicated court reporter found herself confronting an unjust obstacle when a major insurance company wrongfully denied her claim for disability benefits after she found herself unable to work due to disability. In her pursuit of justice, she sought the expertise of
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Software Engineer Denied ERISA Long-Term Disability, Wins In $125k in Mediation Settlement Agreement
Software Engineer Denied ERISA Long-Term Disability, Wins In $125k in Mediation Settlement Agreement Regardless of how informed and prepared you are, it can be difficult to achieve a desirable outcome should you find yourself going against one of the nation’s largest insurance
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A dedicated trauma nurse recently found herself facing an unjust hurdle when MetLife, one of the nation’s largest insurance companies, wrongfully denied her long-term disability benefits. Determined to fight for her rights, she turned to the experienced legal team at Donahue &
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No matter how proactive you might be, facing a massive insurance company on your own is a daunting task, often leading to unfair outcomes. Our recent client, an insurance agent who, thankfully, purchased a long-term care policy when she was young and
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Software Engineer Denied ERISA Long-Term Disability, Wins In $125k in Mediation Settlement Agreement
Regardless of how informed and prepared you are, it can be difficult to achieve a desirable outcome should you find yourself going against one of the nation’s largest insurance companies. Our client, a software engineer forced to stop working due to orthopedic
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In October 2019, Donahue and Horrow LLP sued the nation’s biggest insurance company—Unum Life Insurance Company—on behalf of a doctor whose claim for disability benefits was unfairly denied. While there was no dispute that the doctor suffered from Chronic Migraine Disorder and
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In October 2019, Donahue and Horrow LLP sued the nation’s biggest insurance company—Unum Life Insurance Company—on behalf of a doctor whose claim for disability benefits was unfairly denied. While there was no dispute that the doctor suffered from Chronic Migraine Disorder and
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Consumers purchase life insurance so that in the unlikely event of their death, their family is taken care of financially. Simply put, life insurance provides both the decedent and the surviving family members peace of mind that they are financially secure should
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While the COVID-19 pandemic impacted everyone’s life in one capacity or another, the most tragic outcome was reserved for those who lost family members to the disease. While nothing can ever replace the love and affection of a relative, many families maintain
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When faced with a denied disability claim, it can be an overwhelming process with many questions and uncertainties. But when a family practice physician found himself disabled and with a denied insurance claim after suffering a stroke, he was fortunate to turn
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In the event your employer provides disability insurance coverage as a benefit of your employment (unless you worked for the government or a church-based organization) you will most likely be subject to ERISA, the Employee Retirement Income Security Act of 1974. As
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Having provided long-term disability payments for over seven years, one of the nation’s top insurers unexpectedly denied our client’s ERISA-regulated, employer-sponsored disability claim. Ignoring the ample proof backing his inability to work, they chose to rely entirely on the opinion of a
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In years past, when an insurance company decided that a disability insurance, life insurance or long-term care claim was not payable, the insurer would send a letter explaining its decision, and then leave it at that. Companies such as Unum Life Insurance
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When an insurance bill for medical services comes in the mail, many people open the envelope with a feeling of dread, not knowing what percentage of their recent medical treatment will be covered by health insurance and how much they will owe
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When a client with serious knee surgery complications was denied a long-term disability claim from one of the nation’s largest insurance companies, Michael Horrow and the team at Donahue & Horrow LLP were able to secure a very favorable settlement to help
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Over the past two years, the COVID-19 pandemic has altered nearly everyone’s life. In addition to the complete disruption of day-to-day normalcy, those who contracted COVID not only had to deal with the fear of death, but also the possibility of the
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When a disability insurer failed to fully approve our client’s claim and pay her the total insurance benefit she was owed, Michael Horrow and the team at Donahue & Horrow LLP were able to quickly resolve the dispute. Our client will receive
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Our client, despite being relatively young, suffered from a variety of progressively worsening conditions that prevented her, not only from working, but from being able to care for herself without assistance. The insurance company initially approved her claim, and she received benefits
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A shoe salesman for major, high-end department stores received a six-figure settlement from a large disability insurance company with the help of Michael Horrow and the team at Donahue & Horrow LLP. In February 2017, our client was in a motor vehicle
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In the aftermath of a tragic mass shooting, an ultrasound technologist was left with severe physical and psychological injuries preventing her from returning to work. Despite her treating physicians and the Social Security Administration agreeing she could not work, her insurance company
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Fighting on behalf of our client, an anesthesiologist, the Donahue & Horrow, LLP team was able to obtain a seven-figure settlement with a large national insurance company in a dispute over the proper amount of monthly insurance disability benefits he was entitled
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The COVID-19 pandemic upended every aspect of society. The disability insurance industry is no different. One of the biggest changes confronting the industry is the disability claims arising as a result of long-haul COVID symptoms. While the majority of people who contract
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The attorneys and staff of Donahue & Horrow LLP are proud to announce the firm’s 15th anniversary. In 2006, Thomas E. Donahue and Michael B. Horrow came together as founders of the firm in what, at first glance, seemed an unlikely pairing.
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If you need to file a long-term disability claim, you need to understand the implications of your claim in advance of contacting your disability insurance company and filing your claim. When you work with Donahue & Horrow LLP, an experienced team of
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Everyone at Donahue & Horrow is proud to say that we have adapted to working together during the COVID restrictions. As we approach nearly one year of working remotely or in our safe office environment, we continue to excel as a team.
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Long-term disability insurance claims are complicated. If you are trying to navigate your insurance claim or your claim has already been denied, we are here to help. Below, we have answered some of the questions that you may be seeking answers to.
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For decades, customers who have faithfully paid their premiums on their Minnesota Life Insurance policies expect the insurance company to fulfill its obligations when their lives are changed due to unexpected events. Unfortunately, the company has often taken advantage of this trust
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The insurance industry is perhaps the most confusing market to follow. Policyholders have to wrap their heads around their individual policies and the types of insurance they need to protect themselves and their loved ones. Additionally, often larger insurance companies, continue to
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For policyholders of Reliance Standard Life Insurance Company, also known as Reliance Standard, insurance claim denials are far too common. By its very nature, the insurance industry is a complicated market that causes anxiety and hardships for many hardworking people when their
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If you have had a Trustmark insurance claim denied you are not alone. Trustmark may be trusted by millions of members and plan participants each year, but many insurance policyholders have told a different story about the insurance company over the years.
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Have you suffered and Monarch Life insurance claim denial? Although Monarch Life Insurance Company stopped selling disability insurance in the early 1990s, that does not mean you will no longer receive payment for a policy you previously purchased. If your Monarch Life
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Every day, millions of customers put their faith in Guardian Life for their life, disability, and health insurance. Unfortunately, Guardian Life does not always come through when policyholders need it most. If Guardian Life delayed, undervalued, or denied your insurance claim, Donahue
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Millions of people place their trust in Colonial Life every day for their life, disability, and accident insurance. When they experience unexpected life events they turn to Colonial Life to deliver on the insurance benefits they paid for. Unfortunately, the company has
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The Principal Financial Group has been a fixture in the insurance market for decades. Unfortunately for policyholders, the company hasn’t always treated customers with the dignity and respect they deserve when the unexpected happens. If the Principal Financial Group (Principal) has denied
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Every day, millions of people rely on Northwestern Mutual for their brokerage, financial advisory, life and disability insurance needs. However, much like other large insurance companies, the organization continues to value its profits over policyholders. If Northwestern Mutual undervalued, delayed payment, or
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Massachusetts Mutual Life Insurance Company (MassMutual) has a long history of selling insurance policies to members. Unfortunately, these same members, also known as policyholders, cannot always count on the organization to do the right thing in their time of need. If MassMutual
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Every day, people put their faith in Liberty Mutual Insurance to protect their livelihood in the event of a life-changing event. When the time comes to submit an insurance claim, however, Liberty Mutual has shown an unwillingness to always pay out these
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When an unexpected life-changing event occurs, people expect their insurance providers to be there for them. Unfortunately for Great-West Life customers, their needs have long gone unmet. If your Great-West Life insurance claim was delayed, undervalued, underpaid, or outright denied, the legal
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Insurance companies like Dearborn National are notorious for delaying, undervaluing, and denying legitimate insurance claims. If you find you can’t trust Dearborn National to honor the terms of your insurance policy, you can trust Donahue & Horrow to fight for you. We’re
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New York Life Insurance Company’s history can be traced back 175 years, and during that time, the company has developed a track record of fighting policyholders over their legitimate insurance claims. If you’re one of many policyholders dealing with the headache and
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Transamerica has been operating for more than 100 years, and every year customers have had to deal with the company undervaluing, delaying, or denying their insurance claims. If Transamerica acted in bad faith when handling your insurance policy and insurance claim, call
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Have you suffered a Provident Disability insurance claim denial? The insurance industry is a complicated market that is further clouded by constant mergers and acquisitions. Everyday policyholders are often caught in the middle of these complex transactions and their longstanding insurance claims
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If Berkshire denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability claims. Have no doubt.
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Are you suffering from an AXA Equitable Life Insurance disability claim denial? If AXA Equitable Life denied your insurance claim, you may feel overwhelmed at the thought of fighting a giant insurance company on your own. However, you are not alone. You
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If Assurant denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability claims. Have no doubt.
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If American United denied your insurance claim, the thought of fighting such a large insurance company can be overwhelming. Luckily, you do not have to do it alone. You have an ally to help you fight for the insurance benefits you deserve.
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If AIG denied your insurance claim, you will need an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm whose attorneys have decades of experience fighting insurance companies and who have successfully secured millions of
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If Mutual of Omaha denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability and other
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Each day, people put their faith in insurance companies such as Cigna assuming that when they purchase health, group disability, dental, medicare, AD&D and other supplemental insurance plans, these businesses will honor their obligations when an insurance claim is submitted. Unfortunately, Cigna
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If Unum Group has denied your insurance claim, Donahue & Horrow is ready to fight for you. We’re a Los Angeles-based law firm that has won against Unum Group, an organization that is notorious for treating policyholders unfairly by denying their long-term
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If Prudential Financial denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability claims. Have no
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Have you suffered an Aetna Disability Claim Denial? If Aetna denied your valid insurance claim, don’t hesitate to contact Donahue & Horrow. We are a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability
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Every day, people purchase disability insurance, life insurance, health insurance and long-term care insurance from Metropolitan Life Insurance Company (MetLife), assuming that when they submit a claim, the insurance company will honor their promise and pay all benefit due. Unfortunately, MetLife has
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If The Hartford Insurance company denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability claims.
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Long-Term Disability Insurance – What You Need to Know & What You Need to Do When Your Claim Gets Denied Introduction Long-term disability insurance policies are typically taken out by high-income professionals and are designed to cover lost wages in the event
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Introduction Welcome to our Long-Term Care Insurance essential guide, prepared to give you all important information about Long-Term Care insurance and common practices used by insurance companies to deny those claims. Do you have a long-term care insurance policy? What would happen
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How To Fight For Your Benefits New York Life long term insurance claim denials are common. New York Life Insurance Company has a long history of improperly denying long-term care (LTC) insurance claims. Across the country, policyholders are repeatedly being forced to
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The Secret Behind Why Your Long-Term Insurance Claim May Have Been Denied In the 1980s and 1990s, insurance companies sold billions of dollars of long-term care (long-term care) insurance policies to baby boomers. Unfortunately for the policyholders, the underwriters greatly underestimated the
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And Ways To Prove to Your Insurance Company You Need Assistance With Activities Of Daily Living As you get older, and especially if you are seriously injured in an accident, chances are that you will need help with daily living. Statistics
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Do you know what to do if your private disability claim has been denied? How can you fight a California private disability insurance claim denial? Are there differences in California that you should be aware of? Facing a disability can be an
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If you are a professional whose job requires daily repetitive fine motor skills to perform your duties it’s important that: you understand carpal tunnel syndrome, the risk factors that can cause it, and whether your private disability insurance plan will cover you
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Some common California disability insurance carriers that we deal with for disability insurance denials include (but are not limited to): Unum Cigna Liberty Mutual MetLife MassMutual The Standard Insurance Company Lincoln National Hartford Provident Paul Revere Sun Life Northwestern Mutual Guardian Life
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Disabilities that may be covered by your disability insurance policy include (but are not limited to): Asthma Chronic Fatigue Syndrome Disability Claims Due to Necessary Medications Back and Neck Injuries Blindness Cancer Victims Carpal Tunnel Syndrome Deafness Depression Diabetes Epilepsy Fibromyalgia Heart
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Los Angeles County Insurance Fraud Attorneys Serving All of California We take all cases involving insurance fraud and broker / agent misrepresentation on a contingency fee basis, which means you pay nothing and we receive nothing unless you win your case by
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Unfair Disability Insurance Law Firm in California When you are facing a disability, a disability insurance policy can take a huge weight off your shoulders. It can help you manage the financial burden of being unable to work so that you and
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Before they were law partners, Michael and Tom were great friends for almost 15 years. Raised in two separate parts of the country, Michael in New Jersey and Tom in Nebraska, they developed almost identical, deeply embedded worldviews when it comes to
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Join Us for a Night of Comedy and Charity Come and enjoy a silent auction full of all kinds of fantastic items, a scrumptious dinner (4 great choices) and a fabulous night of comedy featuring Brad Garrett and his hand-picked special guest
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The Hartford has requested you undergo an Independent Medical Exam (IME) and threatened you by saying that if you refuse, your disability benefits will be denied or terminated. Should you contact an attorney at this point? Yes. Here’s why. Complaints Mount Against the
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Has your insurance claim for long-term care been wrongfully denied? Our lawyers can help. Long-term care insurance is an insurance product that offers coverage for care that can be costly and that is typically not covered by private health care insurance or
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Technological Advancements Contribute to the Rise in Carpal Tunnel Syndrome Disability Claims Dr. Jeffrey E. Budoff, a respected board certified orthopedic surgeon in Houston, TX, who specializes in hand, wrist, elbow, and shoulder treatments states: “Carpal Tunnel Syndrome is mainly a work-related,
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El Segundo Lawyers Fighting to Enforce Clients’ Rights After Private Disability Insurance Claim Denials Many high-income professionals decide to purchase private disability insurance for their own specific occupation. The goal is to protect themselves in the event they become disabled and are
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It is possible that your disability claim was denied due to the insurance company acting to simply protect its bottom line. In these situations, an unreasonable denial can be considered insurance bad faith. There are many valid reasons for an insurance company
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Los Angeles Insurance Bad Faith Attorneys You paid your premiums, you thought you understood the terms of your coverage, but when you went to file a claim, your insurance company denied the claim, or refused to pay the benefits you believe you
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First, Fibromyalgia and Chronic Fatigue Syndrome are Genuine Medical Conditions — Not Imaginary Fibromyalgia and chronic fatigue syndrome are two frequently misunderstood medical conditions. According to the National Institutes of Health many people often think these serious conditions are “fad-like” and symptoms
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Have you been diagnosed with fibromyalgia? Are you looking for help making a disability insurance claim? Perhaps you have already made a claim and your insurance company has denied it, despite the fact that it is a legitimate claim and you have
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Experienced California Truck Drivers Disability Claim Denials and Disputes Attorneys If you are a truck driver working as an independent contractor, you do not qualify for workers’ compensation under California laws. For that reason, you have probably purchased a type of disability
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Los Angeles Attorneys for Disability Insurance Benefits Claim Disputes If you are suffering from a disability that prevents you from working, you have already seen how fast bills can pile up when you do not have a regular paycheck coming in. The
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Don’t wonder why your disability insurance claim was denied, call our law firm instead. Our attorneys can assist you in making a disability claim or appealing a denied benefits claim. We offer a free consultation and you do not need to come
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Los Angeles Private Insurance Claim Denial Attorneys While many people purchase disability insurance through their employer, others purchase their policies directly through an insurance company. These private disability insurance policies are popular for professionals, such as doctors and medical professionals, who are
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Los Angeles Disability Insurance Claim Dispute Attorneys Are you aware that you are entitled to a prompt response to your disability insurance claim? Have you already been waiting months? In the meantime, your disability has prevented you from working and earning a
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Think You Have To Just Accept Your Disability Insurance Company’s Benefits Denial As The Last Word? Think again. Most disability insurance carriers routinely deny initial claims for disability benefits. They may delay processing your claim or send you to one of their
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LTC Insurance Industry News Recent consideration of the CLASS Act legislation, which would have permitted workers to buy long-term care (LTC) insurance regardless of their health, put LTC insurance into the minds of many Americans. Often, people are reluctant to purchase LTC
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Disability Benefits Claims Are Often Initially Denied When you purchase disability insurance, you are purchasing a promise the insurer will pay benefits in the event you become disabled or unable to do your own occupation, or any occupation. These special insurance policies
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Comprehensive Guidance and Legal Representation in Disability Claims Unfortunately, we have found that our clients have encountered numerous hurdles when they attempt to make an insurer fulfil their promise to pay after an insurance claim is filed. You may have questions about
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Don’t accept a denied disability claim as a final decision. Medical professionals appreciate the value of a comprehensive disability insurance policy. However, whether your policy is long-term, group or individual disability insurance policy, it might be necessary to work with an experienced
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California Disability Benefits Claim Disputes, Insurance Bad Faith Lawyer When you purchase disability insurance, you are purchasing a promise to pay in the event you become disabled or unable to do your own occupation or any occupation. These special insurance policies help
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Palmdale Denied Disability Claims and Appeals Lawyer In most cases, initial disability claims are denied. More often than not, disabled individuals might struggle through the appeals process before they receive the benefits they may actually be entitled to receive. Fortunately, our law
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Modesto Disability Insurance Claims Lawyers Insurance companies are businesses — they are not your legal advocates, and in order to make profits and stay in business must make decisions that favor the insurer. Unfortunately, insurance companies seem willing to bend their own
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Being Disabled Does Not Mean You Will Automatically Get Your Disability Benefits Without A Fight You might think that simply being disabled entitles you to disability benefits, but most initial applications for disability insurance claims are denied. Even if your own doctor
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Los Angeles Disability Denial Claims Attorneys “Diagnosis does not equal disability.” That’s something that insurance defense lawyers often say as they attempt to avoid paying a disability claim. What they mean is, just because you are diagnosed with a medical condition does not
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Sacramento California Insurance Bad Faith Attorneys There are several actions, or duties, that an insurer must follow to uphold the duty of good faith, including to: Promptly settle claims where liability has become reasonably clear; Refrain from making “low-ball” settlement offers; Reserve
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For the third year in a row team Donahue & Horrow, LLP participated in the Tour de Pier. This is the fourth annual event that brings stationary cycling to the gorgeous outdoors of Manhattan Beach. Cyclists may ride for the entire five
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Legitimate Denial Or Wrongfully Denied Insurance Claim? It Makes A Difference. There are many legitimate reasons for an insurance company to deny a claim for benefits. Often, the denial is based on an honest mistake or misinterpretation of data. If, through our
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In 2014, a team of climbers from Donahue & Horrow LLP participated in the Aon Center fundraiser to raise awareness about lung cancer and to help fight against lung disease. Team Donahue & Horrow returned again in 2015 to climb for this
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Wrongfully Denied Rheumatoid Arthritis Disability Claims Attorney, Los Angeles County At Donahue & Horrow, we understand that our clients, whether professionals, blue-collar workers or any other workers, depend on disability insurance coverage to pay their bills. If your rheumatoid arthritis disability insurance
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Don’t wonder why your disability insurance claim was denied, call our law firm instead. Our attorneys can assist you in making a disability claim or appealing a denied benefits claim. Free consultation, you do not need to come to our law offices
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From Los Angeles law offices our attorneys offer statewide legal representation for victims of insurance bad faith including Southern California, San Francisco, the Bay Area, and all of Northern California. Holding Insurers Accountable For Their Actions An insurance company must uphold its
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