Denied Disability Insurance Claims, Los Angeles ERISA Appeals Lawyer
Disability insurance can help protect you, and your family against a sudden loss of income if you are unable to work. Unfortunately, simply having disability insurance is no guarantee that your insurance company will honor the terms of your policy when you file a claim. In fact, the majority of all disability claims are initially denied.
If your disability claim was denied, you may be wondering how you will pay your bills if you cannot work or collect insurance benefits. You may also be wondering if the insurance companies decision is final. The good news, is that an initial disability insurance claim denial is not final, but chances are to get the maximum benefits that you are entitled to, you will have to put up a good fight — and have an experienced attorney take on your insurance company for you.
Whether you have an employer-provided disability insurance policy that is governed by Employee Retirement Income Security Act (ERISA) law or you have a private disability insurance policy, if your claim has been denied, you do not have to simply accept your insurance company’s response.
Your claim may have been denied because of a simple error. Perhaps a piece of documentation was missing or the insurance company misinterpreted something in your claim. Perhaps the matter can be quickly resolved by the lawyers at Donahue & Horrow, LLP.
Are You a Victim of Insurance Bad Faith?
While mistakes and misinterpretations are possible, the reality is that the insurance company’s duty of good faith and fair dealing requires them to thoroughly investigate the claim and give as much consideration to your interests as it does to its own. If the insurance company does not act in good faith and unreasonably refuses to pay policy benefits, you are a victim of insurance bad faith and you can take action. Our attorneys can help.
We can file a lawsuit against the insurance company for either breach of contract or bad faith. Through a breach of contract lawsuit, you can recover the money you should have been paid in the first place, as well as interest on the amount withheld. Through an insurance bad faith lawsuit, you may also be entitled to additional money to cover attorneys’ fees, as well as for additional damages, such as the emotional stress caused by what you have gone through and other economic harm.
Help for Victims of All Types of Disabilities
Our Los Angeles insurance bad faith attorneys can help people in the Los Angeles area and throughout California who have been denied insurance benefits for disabilities of all types, including:
- Back and neck injuries
- Rheumatoid arthritis
- Chronic fatigue syndrome
California ERISA Disability Insurance Claims Appeals Attorneys, Free Consultation
All cases are taken on a contingency basis, which means you pay nothing and we receive nothing unless you win your case by way of settlement or verdict. Call our law offices today, toll free at 877-664-5407 or e-mail us to schedule a consultation with our California denied disability insurance claims attorneys.